Insurance fraud is a crime. It can be a very serious and expensive problem for its victims. Coming in many forms such as a fake or exaggerated injury, unreported income, double employment, or several claims under other people’s identities. The most common types of insurance fraud are:
● False Claims
● Inflated Claims
● Disaster Fraud
● Faked Death
● Insurance Company Fraud
Claims can include individuals working alone, or working closely with doctors to pull off the claim.
Private Investigators can work with Attorney Law Firms in order to get to the bottom of an insurance fraud case. The PI will work to determine if the claimant has a history of workers compensation claims. A driving history report can also be obtained. Surveillance may be used in order to determine whether insurance fraud has been committed.
Surveillance can capture something as simple as catching the claimant walking normally when he/she has claimed an injury on the job in order to collect benefits.
The Private Investigator may also do research into the claim in order to get the most accurate information to the Attorney Law Firm. Such information that may go under review includes:
● Photographs of the accident or injury
● Receipts of previous purchases
● Bill from repairs
● Police report statements
● Other statements
A Private Investigator may also conduct a background check on the claimant. This helps uncover if there is a history of fraud. This check will also reveal financial findings such as if the claimant has fallen behind on bills, is going through a divorce, has a house in foreclosure, or any other factors that may cause him/her to be involved in such a case.
The PI may also review any documents pertaining to the case in order to determine whether any information has been falsified based on the background check information and the surveillance. The PI may then work with the Attorney Law Firm to present the facts and bring the case to an eventual conclusion.
Disclaimer: Every effort has been made to ensure the accuracy of this publication at the time it was written. It is not intended to provide legal advice or suggest a guaranteed outcome. Individual situations will differ and the law may have changed since publication. Readers considering legal action should consult with an attorney to understand current laws and how they may affect a case.