Credit report searches are becoming part and parcel of doing a background investigation. They are frequently pulled when a person or a company is looking to open a line of credit. The credit report helps to detail the financial history with the major credit bureaus: Equifax, Experian, and TransUnion.
When a Private Investigator pulls a credit report, the following information can be found:
● Credit cards
● Mortgage
● Home equity loan
● Car loan
● Rental agreement
● Leases
● Specialized financing
Checking into someone’s credit report gives a solid look into how he/she handles finances. This can help determine reliability for a job or determine child support payments.
Some other information that can be found on a credit report can be:
● History of payments
● Debts
● Penalties
● Payment timelines
● Collection efforts
● Court judgements
● Bankruptcies
● Litigation involving money
● Liens
● Foreclosures
● Certain tax records
● Garnishments
There are several reasons why a Private Investigator might look into a subject’s credit history. Those reasons can include:
● Locating a parent behind on child support
● Personal asset investigation
● Premarital investigation
● Pre-employment investigation
● Civil investigation
Credit reports pulled by Private Investigators can help Attorney Law Firms build cases for or against a subject or help a struggling parent get financial assistance. Whether you are an Attorney Law Firm, a company, or an individual, a Private Investigator can help you get started on the search.
Disclaimer: Every effort has been made to ensure the accuracy of this publication at the time it was written. It is not intended to provide legal advice or suggest a guaranteed outcome. Individual situations will differ and the law may have changed since publication. Readers considering legal action should consult with an attorney to understand current laws and how they may affect a case.